Report on China Insurance Industry, 2011-2015

　　Since the reform and opening up especially the 16th National Congress of CPC, China insurance businesses have increased quickly, service field has been expanded, market system has been perfected day by day, laws and regulations have been completed step by step, supervision level has been improved constantly, risks have been prevented efficiently and the whole strength has been reinforced obviously, which played an active role in improving reform, protecting economy, stabilizing society and benefiting people.
　　Insurance industry is one of the fastest developing industries in national economy. Since 2002, the average annual growth rate of China premium revenues was 17.3%, and reached 492.7 billion yuan which was 1.6 times of that in 2002. By 2005, insurance institutions reached 100 and initially formed fair competition and common development market situation in which many kinds of organization forms and ownership elements coexisted such as state-owned holding (Group) company, joint-stock company, policy-oriented company, professional company, foreign insurance company, etc. In the past three years, China premium revenues rose by 8 percentage points annually higher than world average level, and in 2005 China premium revenues ranked the 11th of the world and occupied 1.8% of global total premium revenues, increased by 0.4 percentage point than that in 2002.
　　In 2006, national premium revenues were up to 564.1 billion yuan, 1.8 times of that in 2002 and ranked the 9th in the world, higher by 7 than that in 2000. This meant the average annual international rank of China insurance industry rose by 1. Among that, total revenues of the three leading enterprises-Chinese People’s Insurance, China Life and Ping An of China was 341 billion yuan, increased by 30.9% than 2003. Bad assets rate of the enterprises were all less than 0.06%, enterprise solvency sufficient rate were over 100% and China Life reached 350%.
　　By 2007, there were 110 insurance companies including 43 foreign companies which increased by 21 than 22 at the end of 2002; China premium revenues was to 703.58 billion yuan, 2.3 times of 2002. At the same time, revenues of foreign insurance companies were 42 billion yuan, 9.1 times of that in 2002; foreign insurance held 5.9% of national market shares, increased by 4.4 percentage points than that in 2002. Premium revenues was to 187474205600 yuan in the first two months of 2008 in different areas of China, which included property insurance premium revenues 41744736900 yuan, life insurance premium revenues 134569007900 yuan, accident insurance premium revenues 2890542500 yuan and health insurance premium revenues 8269918300 yuan.
　　By December 31, 2007, there were 2331 professional insurance intermediaries and 7 foreign ones. Along with the stable development of businesses, profitability of professional intermediaries were improved continuously. In 2007, total profits of national professional intermediaries were 194.962 million yuan, increased year-on-year 96.22%. Especially for insurance broker institutions, total profits in the whole year 2007 were 220.53 million yuan, increased year-on-year 104.74%, to be the best level in history. When the capital market paid more attention to insurance intermediaries profitability and development prospect day by day, intermediaries were also facing some challenges at the same time, such as, the situation that distribution of intermediaries was unbalanced still existed and so on.
　　Over the past ten years, the development of world insurance industry has proved the continuously strengthened situation of internationization trend. As a great potential and opening up market, China attracts international insurance capital extraordinarily, and many famous international insurance companies have arranged the businesses developed in China as an important strategy. For China insurance enterprises, it means that if they want to survive and develop in the competition, they must adjust to the international development trend and research and implement the international operation as the key strategy. China insurance industry has entered rapid developement period, and operation model of insurance industry is developing toward diversification. The future prospect of China insurance industry development will be very good.

Contents of Chinese vision>>

Contents of Chinese vision>>

Chapter I　The related conceptions and characteristics of insurance
　　1.1　The origin and related conceptions of insurance
　　　　1.1.1　The origin of insurance
　　　　1.1.2　The definition of insurance
　　　　1.1.3　The classification of insurance
　　1.2　The related elements of insurance
　　　　1.2.1　The effect of insurance
　　　　1.2.2　The basic principle of insurance
　　　　1.2.3　The characteristics of different insurance types
Chapter II　The development overview of insurance industry
　　2.1　The analysis of international insurance industry
　　　　2.1.1　The insurance industry in America and UK
　　　　2.1.2　The insurance industry in France and Germany
　　　　2.1.3　The insurance industry in Russia and Japan
　　　　2.1.4　The insurance industry in other countries
　　2.2　The analysis of Chinese insurance industry
　　　　2.2.1　The development review of Chinese insurance industry
　　　　2.2.2　The opening-up courses of Chinese insurance industry
　　　　2.2.3　The new development stage of Chinese insurance industry
　　2.3　The analysis of Chinese insurance industry internationalization
　　　　2.3.1　The status analysis of Chinese insurance industry internationalization
　　　　2.3.2　The cause analysis on rapid development of Chinese insurance industry internationalization
　　　　2.3.3　The main problems Chinese insurance industry internationalization facing
　　　　2.3.4　The policy and suggestion on promoting development of Chinese insurance industry internationalization
　　2.4　The development survey of insurance industry in China’s main regions
　　　　2.4.1　Beijing insurance industry
　　　　2.4.2　Shenzhen insurance industry
　　　　2.4.3　Jiangsu insurance industry
　　　　2.4.4　Shandong insurance industry
　　　　2.4.5　Shanghai insurance industry
　　2.5　The problems Chinese insurance industry facing and countermeasures
　　　　2.5.1　The six big problems facing Chinese insurance industry
　　　　2.5.2　The study on risk management of Chinese insurance industry
　　　　2.5.3　The solutions for the difficult position of state-owned insurance company
　　　　2.5.4　The suggestions on establishing scientific and rational system for the insurance enterprises
Chapter III　The analysis of Chinese insurance market
　　3.1　The status analysis of Chinese insurance market
　　　　3.1.1　The overview of insurance market
　　　　3.1.2　The bright spot analysis of insurance market 2006
　　　　3.1.3　Chinese insurance market enters into a new development stage
　　3.2　The operation situation of insurance market from 2006 to 2008 Feb.
　　　　3.2.1　The management data of Chinese insurance market 2006
　　　　3.2.2　The management data of Chinese insurance market 2007
　　　　3.2.3　The management data of Chinese insurance market 2008.Jan.-Feb.
　　3.3　The competitive analysis of Chinese insurance industry
　　　　3.3.1　The competitive status analysis of insurance industry
　　　　3.3.2　The competitiveness analysis of insurance industry
　　　　3.3.3　The competitive environment analysis of insurance industry
　　　　3.3.4　The strategy to enhancing competitiveness of insurance industry
　　3.4　The marketing analysis of insurance market
　　　　3.4.1　The basic outline of insurance marketing
　　　　3.4.2　The analysis of insurance service marketing
　　　　3.4.3　The analysis of insurance network marketing
　　3.5　The analysis of insurance agency market
　　　　3.5.1　The operation situation of insurance agency market 2005
　　　　3.5.2　The status of insurance agency market 2006
　　　　3.5.3　The situation of insurance agency market 2007
　　3.6　The problems Chinese insurance market facing and countermeasures
　　　　3.6.1　The all parties’ problems insurance market facing
　　　　3.6.2　The six bottlenecks Chinese insurance market facing
　　　　3.6.3　The thought of developing Chinese insurance market
　　　　3.6.4　The development strategy analysis of Chinese insurance market
Chapter IV　The analysis of main insurance segmentations
　　4.1　Life Insurance
　　　　4.1.1　The analysis of life insurance market
　　　　4.1.2　The premium income situation of Life Insurance Company Jan.-Feb. 2006-2008
　　　　4.1.3　The problems Chinese Life Insurance facing and development countermeasures
　　4.2　Property Insurance
　　　　4.2.1　The analysis of Chinese Property Insurance development
　　　　4.2.2　The premium income situation of Property Insurance Company Feb 2006-2008
　　　　4.2.3　The problems Property Insurance Industry facing
and countermeasures
　　4.3　Medical Insurance
　　　　4.3.1　The outline of Medical Insurance
　　　　4.3.2　The analysis of rural Medical Insurance
　　　　4.3.3　The problems Chinese Medical Insurance facing and suggestions
　　4.4　Reinsurance
　　　　4.4.1　The outline of Reinsurance
　　　　4.4.2　The analysis of Reinsurance market
　　　　4.4.3　The problems Reinsurance development facing and countermeasures
　　4.5　Other insurance segmentations
　　　　4.5.1　Travel Insurance
　　　　4.5.2　Agriculture Insurance
　　　　4.5.3　Sports Insurance
Chapter V　The introduction of main insurance enterprises
　　5.1　The introduction of main foreign capital insurance companies
　　　　5.1.1　American International Insurance Co., Ltd.
　　　　5.1.2　Ａllianz China Life Insurance Co., Ltd.
　　　　5.1.3　CITIC-Prudential Life Insurance Co., Ltd.
　　　　5.1.4　AVIVA-Cofco Life Insurance Co., Ltd.
　　　　5.1.5　American International Underwriters
　　5.2　China Life Insurance Company
　　　　5.2.1　Company introduction
　　　　5.2.2　The operating status analysis of China Life from 2006 to the first quarter of 2008
　　　　5.2.3　The business operation strategy outline of China Life Insurance
　　5.3　Ping An Insurance Company of China
　　　　5.3.1　Company introduction
　　　　5.3.2　The operating status analysis of China Ping An from 2006 to the first quarter of 2008
　　　　5.3.3　The developing opportunities and challenges facing China Ping An
　　5.4　China Pacific Insurance Co., Ltd.
　　　　5.4.1　Company introduction
　　　　5.4.2　The operating status analysis of CPIC 2007
　　　　5.4.3　The tele-marketing analysis of PICC Property in first quarter of 2008
　　5.5　PICC Property and Casualty Insurance Co., Ltd.
　　　　5.5.1　Company introduction
　　　　5.5.2　The analysis of PICCPC management advantages
　　　　5.5.3　The significant effect of PICCPC tele-marketing
　　5.6　China Insurance International Holdings Co., Ltd.
　　　　5.6.1　Company introduction
　　　　5.6.2　The operating analysis of CIIH 2006
　　　　5.6.3　The operating status of CIIH 2007
　　5.7　Other main domestic insurance company introduction
　　　　5.7.1　Tai Ping Life introduction
　　　　5.7.2　China United Property Insurance Co., Ltd. introduction
　　　　5.7.3　Tai Kang Life Insurance Co., Ltd. introduction
　　　　5.7.4　Xin Hua Life Insurance Co., Ltd. introduction
Chapter VI　The fund operation analysis and prospect of insurance industry
　　6.1　The fund operation analysis of insurance industry
　　　　6.1.1　The situation of insurance industry funds application
　　　　6.1.2　The situation of insurance funds entering market and analysis on its application channel
　　　　6.1.3　The suggestion on the effective management of insurance funds
　　6.2　The prospect analysis of insurance industry
　　　　6.2.1　The trend analysis of international insurance industry
　　　　6.2.2　The development prediction and trend of Chinese insurance industry
　　　　6.2.3　The development trend of main Chinese insurance products